Frequently Asked Questions

|FAQs
FAQs 2020-09-24T17:31:04+00:00

The applicant must fill out an application form from Transcycle and submit all identification requirements to any Transcycle branch:

  • 2 valid IDs
  • TIN
  • proof of billing (electric or water bill)
  • proof of income (certificate of employment or  pay slip) 
  • barangay permit (if own a business)

Present two (2) of any of the following:

  • SSS ID
  • TIN ID
  • Passport
  • Postal ID
  • Voter’s ID
  • Philhealth 
  • OWWA ID
  • Driver’s License

The application will be processed within 24 hours to 48 hours depending on the availability of the applicant during credit investigation.

You can only apply for a motorcycle loan once you come back in the Philippines. However, if you want to acquire a motorcycle for your loved ones while you’re currently working abroad, your immediate family member/beneficiary, who receives your remittance, can apply for a motorcycle loan under his/her name.

You can pay the monthly amortization  through any of our Authorized Payment Centers or Online via https://ptiapps.paynamics.net/unistar/default.aspx and Branch Scan to pay G-Cash.

ONLINE PAYMENT

  • BDO
  • BPI
  • UCPB
  • PNB
  • Security Bank
  • Unionbank
  • Bancnet
  • Gcash
  • Grabpay
  • Coins.ph

OVER-THE-COUNTER

  • SM Bills Pay
  • 7-11
  • Cliqq
  • Direct Agent 5
  • Express Pay
  • PNB
  • Cebuana Lhuillier
  • EC Pay
  • M.Lhuillier
  • TrueMoney
  • BDO
  • UCPB

We don’t accept credit card but we are accepting check payment for the down payment and monthly amortization.

You can check the branch near you through our Branch Locator Page.

Our branches are open from Monday to Saturday from 9AM to 5PM.

PAYMENT INSTRUCTIONS

We make it as easy as possible for you to pay through our online payment options. If you have received a payment instruction email from Paynamics Technologies Inc., you may follow the steps below.

BDO ONLINE BILLS PAYMENT

  1. After selecting BDO Online Bills Payment on the Unistar payment options page, an email will be sent to you with the transaction details.
  2. Log in to your BDO Online account here.
  3. On the Navigate bar, click Pay Bills and Reload > Bills Payment > Pay Bills.
  4. Fill out the fields. Under Pay this Company/Biller, you may select PAYEXPRESS (PAYNAMICS TECHNOLOGIES INC). On the Subscriber Number, enter the Reference Number provided on the email.
  5. After fields have been filled out, review and click Submit.
  6. An email and/or SMS may be sent to your registered email address and/or mobile number to confirm the successful payment transaction. You may also check the transaction history on your bank online/mobile account.

For more and specific details on how to pay via BDO, you can go to this link.

PNB ONLINE BILLS PAYMENT

  1. After selecting PNB Online Bills Payment on the Unistar payment options page, an email will be sent to you with the transaction details.
  2. Log in to your PNB Online account here.
  3. Go to Pay Bills. On the “Pay From” tab, click your chosen account. On the “My Billers” tab, select biller PayExpress.
  4. Input the Reference Number and Amount provided on the email.
  5. After fields have been filled out, review and click Submit.
  6. An email and/or SMS may be sent to your registered email address and/or mobile number to confirm the successful payment transaction. You may also check the transaction history on your bank online/mobile account.

PNB OVER-THE-COUNTER

  1. Go to any PNB Branch nationwide. Find the nearest branch here.
  2. Kindly fill-up a Deposit / Bills Payment Slip.
  3. For Account / Merchant, please write PayExpress.
  4. For the mode of payment, it could be either Debit to account,Cash or Check.
  5. Other mandatory fields, Reference Number, Payor’s Name, Currency and Type of Transaction.
  6. Submit the filled-out Bills Payment Slip to the Branch Teller for validation and processing of payment.
  7. The Branch Teller will return the validated Bills Payment Slip as proof of your payment.
  8. Wait for one (1) business day or less for the posting of your payment. A confirmation email will be sent once your payment has been successfully posted.

UCPB ONLINE BILLS PAYMENT

  1. To Pay, Login to this link.
  2. Generate your Transaction Password.
  3. Enroll your Biller PayExpress/Paynamics with the Subscription Number.
  4. Once enrolled, access Pay Bills.
  5. Source Account: Specify account to debit.
  6. Select enrolled Biller PayExpress/Paynamics.
  7. Payment Mode: Select Immediate.
  8. Enter Amount: Specify amount to pay.
  9. Transaction Password: Encode your transaction password.
  10. Click the Submit button.
  11. Confirmation page will be displayed. Click the Confirm button to proceed.
  12. System will display the details of the successful payment. An email and/or SMS may be sent to your registered email address and/or mobile number to confirm the successful payment transaction. You may also check the transaction history on your bank online/mobile account.

UCPB OVER-THE-COUNTER

  1. Go to any UCPB Branch nationwide. Find the nearest branch here.
  2. Fill out the Payment Slip with the following details:
    1. Account / Merchant Name: PAYEXPRESS (PAYNAMICS TECHNOLOGIES INC)
    2. Reference Number: Details are sent by technical@paynamics.net to your email
    3. Amount
  1. You have 2 business days to complete the payment. Your reference number will no longer be valid once you exceed the given lead time.
  2. Wait for one (1) business day or less for the posting of your payment. A confirmation email will be sent once your payment has been successfully posted.

SECURITY BANK ONLINE BILLS PAYMENT

  1. Log in to your Security Bank online/mobile account. Click here.
  2. Upon successful log-in, click Payments & Transfers and select Pay Bills.
  3. Select biller name PAYEXPRESS (PAYNAMICS TECHNOLOGIES INC) and provide all the required fields:
    1. Amount
    2. Subscriber Number: Details are sent by technical@paynamics.net to your email
  1. After fields have been filled out, review and click Submit.
  2. System will display the details of the successful payment. An email and/or SMS may be sent to your registered email address and/or mobile number to confirm the successful payment transaction. You may also check the transaction history on your bank online/mobile account.

BPI ONLINE

  1. After selecting BPI Online on the Unistar payment options page, log in your BPI online/mobile account credentials.
  2. Select an account (ie. Savings or Current) where you want to deduct the payment.
  3. To proceed with your transaction, a one-time PIN will be sent to your registered mobile number. Please leave your browser open on this page while waiting for the PIN.
  4. Enter the one-time PIN in the box provided on the page and click Submit.
  5. An email and/or SMS may be sent to your registered email address and/or mobile number to confirm the successful payment transaction. You may also check the transaction history on your bank online/mobileaccount.
  6. Wait for one (1) business day or less for the posting of your payment. A confirmation email will be sent once your payment has been  successfully posted.

UNIONBANK ONLINE

  1. After selecting Union Bank Online on the Unistar payment options page, log in your Union Bank online/mobile account credentials.
  2. Select an account (ie. Savings or Current) where you want to deduct the payment.
  3. To proceed with your transaction, a one-time PIN will be sent to your registered mobile number. Please leave your browser open on this page while waiting for the PIN.
  4. Enter the one-time PIN in the box provided on the page and click Submit.
  5. A text message or SMS will be sent to your registered mobile number to confirm the successful payment transaction. You may also check the transaction history on your Union Bank online/mobile account.

BANCNET ONLINE

  1. For first time users of BancNet Online, register and enroll your ATM card here.
    1. Click Register Now!
    2. Check if your bank participates before proceeding with the registration.
    3. Click Next.
    4. Read and agree to the Terms and Conditions.
    5. Fill out Account, Personal, and Contact Information fields.
    6. Please enter the registration code you received in your email. Click Submit.
    7. Receive notification of successful registration. Proceed with ATM Card Registration. Click OK.
    8. Read and agree to the Terms and Conditions.
    9. Enter Bank and ATM Card information
    10. Confirm details and click Submit.
    11. Your bank will now review your application. Once approved, we will notify you through a text message or email. You may follow-up on the status of your ATM card enrollment by contacting DBP at 8812-2265.
    12. Once bank approval is received, you may now proceed to the Unistar Payment page (click here), fill out the form, click Proceed to Payment, and Select BancNet as payment option.
  2. After selecting BancNet on the Unistar payment options page, tick mark the have a BancNet Online account and my ATM card enrolled. Then click Continue.
  3. Select your bank and enter your ATM Card Number. Review details and click Submit.
  4. A text message or SMS will be sent to your registered mobile number to confirm the successful payment transaction. You may also check the transaction history on your BPI online/mobile account.

Contacting Customer Service Support:

For payment inquiries, please email Paynamics Technologies Inc. at cs@paynamics.net and Transcyle at payment@transcycle.com.ph. You may also call our customer service hotline at 09178564207 / 09171525914 and 09988481992 / 09190625302.

Do you have other concerns regarding our products and services?

We would like to hear from you.

Other Concerns Form